IRAYour trusted partner in strategic IRA solutions.
Unlock the power of IRAs with WealthPlus.
IRAs are a powerful tool for building tax-advantaged wealth, offering tax-deferred or tax-free growth, account consolidation, and enhanced investment flexibility. Yet, many struggle with fragmented accounts, leading to confusion and missed opportunities, often due to concerns about complexity or costs.
At WealthPlus, we provide a straightforward IRA rollover process that simplifies retirement planning. By helping clients consolidate and optimize their accounts, we empower them to achieve their financial goals while offering advisors a chance to grow in the expanding IRA market.
Our program features no minimum balance requirements, low-cost institutional investments, and a digital advice platform. You can confidently say “yes” to more clients and simplify IRA rollovers for any account size, all without extra work. This opens new opportunities for client engagement and revenue growth.
- For employers:Simplify plan management
- Empower your employees by offering a seamless way to manage retirement savings. Our platform simplifies IRA rollovers, features low-cost investments, and helps reduce taxes while planning for the future. Show your commitment to their financial success.
- For Financial Advisors:Elevate client strategies
- Our platform provides full administration, compliance support, and customer care, reducing your workload while enhancing client experiences. Automate portfolio management and deliver personalized insights, even for low-touch clients, so you can focus on growth.Help clients strategically manage RMDs, tax-free conversions, and withdrawals to minimize taxes, preserve wealth, and boost long-term returns. With WealthPlus, confidently say “yes” to more clients and unlock new opportunities for engagement and revenue growth.
- For employees:Build a stronger future
- Managing multiple retirement accounts can be overwhelming. WealthPlus offers a modern, paperless platform for IRA rollovers and management, featuring low-cost investments and no minimums. Strategically manage RMDs, tax-free conversions, and withdrawals to minimize taxes, preserve wealth, and boost long-term returns. Take control of your financial future with ease.
Optimize IRAs for growth and efficiency.
IRA rollovers can be complex, with challenges like tax misunderstandings, missed deadlines, and high fees. Partnering with a specialized IRA service provider, like WealthPlus, offers a modern platform with maximum flexibility, zero restrictions, and tools to scale effectively.
Our platform features low-cost investments, no minimums, and streamlined processes for enrollment, compliance, and customer care—enhancing the client experience and optimizing outcomes.
IRAs also provide unique opportunities for strategic retirement planning, including flexible RMD management and tax-free conversions. By strategically timing rollovers, conversions, and withdrawals, individuals can minimize taxes, preserve wealth, and boost long-term returns.
Traditional IRA
With contribution limits of 7,000(8,000 if 50+), potential tax deductions, and tax-deferred growth, the Traditional IRA is a powerful tool for retirement savings. Withdrawals are taxed in retirement, making it ideal for those in a higher tax bracket now or without a workplace plan.
Simple IRA
A Savings Incentive Match Plan for Employees is a retirement plan for small businesses and the self-employed, allowing employee salary deferrals and employer contributions. Contribution limits are $16,000 in 2024 ($16,500 in 2025), with catch-up options for those 50+. Offers Roth options and flexible management for businesses with fewer than 100 employees.
Roth IRA
The Roth IRA offers a unique tax advantage: contributions aren't deductible, but withdrawals in retirement are completely tax-free. With contribution limits of 7,000(8,000 if 50+) and flexible withdrawal rules, it's perfect for those who expect to be in a higher tax bracket later or may need access to contributions before retirement.
Rollover IRA
A Rollover IRA helps preserve tax advantages while giving you more control over your retirement savings. It allows you to consolidate accounts, access a wider range of investments, and potentially lower fees—all in a seamless, tax-efficient process.
SEP IRA
A Simplified Employee Pension (SEP) IRA is a tax-advantaged retirement plan funded by employers, with high contribution limits—up to $69,000 in 2024 ($70,000 in 2025). Contributions must be equal for all eligible employees, but amounts can vary yearly. Now allowing both traditional and Roth contributions, it's a great option for small-business owners seeking a flexible, cost-effective retirement plan with tax benefits.
Financial security
IRAs offer greater flexibility than 401(k)s for managing RMDs and converting pre-tax savings into tax-free income. By strategically timing rollovers, conversions, and withdrawals, retirees can minimize taxes, preserve wealth, and boost long-term returns.
